Privacy Statement

Federal law requires us to disclose to our customers our policy with regard to your financial privacy. Your relationship with us is important, and we will keep confidential any information about you.

We may routinely collect and retain information about you for specific business purposes. That information may include (1) name, address, telephone number, social security number, and employment information; (2) answers to various questions on deposit and loan applications; and (3) deposit and loan balances, overdraft history and payment history with us. We also collect information from consumer reporting agencies regarding credit and checking account history.

Information that we have about you is available to our employees on a "need to know" basis so they can do their jobs. We prohibit our employees from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy. We maintain physical, electronic, and procedural safeguards that comply with government standards to protect your non-public personal information.

We may share information about you with certain nonaffiliated companies that are our agents. We do this because these companies help us perform necessary business functions or services. This sharing is permitted by law and such agents are required to keep confidential any information about you that we give them.

We do not reveal specific information or any nonpublic personal information about customers or former customers to non-agent, non-affiliated companies for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required. We do not provide account or personal information to non-Liberty Bell Bank companies for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies.

We respect your financial privacy and will comply with all laws and regulations designed to secure that privacy.

ONLINE PROTECTION

All of our Internat froms and pages with customer or other sensitive information are protected by data-encrytion technology. Encryption is a procedure for turning plain text or other informaton into an unrecognizable pattern of data requiring a unique key to open or "decode" the formula. The unbroken key or closed lock on your acreen indictes that the connection is secure. Although we provide data encryption and other types of protection to maintian the security of our customers' information, there are certain security, corruption, transmission error and access-availability risks associated with using open networks such as the Internet. Should you decide at any time that you prefer not to use our online services, please visit any branch or call 856.830.1111.

HOW WE HANDLE E-MAIL

Our website does not require you to disclose any personal identifying information. If, however, you choose to contact us via e-mail, please keep in mind that your e-mail address, and any other information your e-mail header shows about you, such as your name or organizaztion, will be revealed to us in the e-mail. We pledge, however, that when you communicate with us via e-mail, we will use that information only to respond to the inquiry and provide accurate information to any questions. Your e-mail address will not be sold, nor will it be shared with others outside of Liberty Bell Bank unless we are compelled to do so by law. We want to be very clear; we will not obtain personally identifying information about you when you visit our site, unless you choose to provide such information to us.

ABOUT "COOKIES"

To provide better service and a more effective website, we use "cookies" as part of our interaction with your browser. A "cookie" is a small, text file placd on your hard drive by our webpage server. These cookies do not collect personally identifiable information, and we do not combine information collected through cookies with other with other personal information to determine who you are or your e-mail address. Cookies are commonly used on website and do not harm your system. By configuring your prefernce or options in your browser, you determine if and how a cookie will be accepted. We use cookies to determine if you have previously visited our website and for a number of administration purposes. Third-party sites may aslo use cookies.

THIRD PARTY WEB SITES

Liberty Bell Bank's web site contains links to third party web sites that you may find useful. Those sites may have thier own privacy policies. Once you leave the Liberty Bell Bank site, our privacy policy wil no longer be in effect. You should review the privacy policy of any web site before you provide personal or confidential information.


© Liberty Bell Bank. 2010. All rights reserved. Site Map
Important disclosures regarding the guarantee program click here Temporary FDIC Insurance Coverage for Transaction Accounts