Today's Rates

Today’s Loan Rates

HOME EQUITY FIXED RATE LOANS (CONSUMER LOANS) *

 

Loan Term

Annual Percentage Rate (APR)

Monthly Payment
per $1,000 

 

 

     60 Months

     3.99%

    $18.41  

   120 Months

     4.99%

    $10.60

   180 Months

     5.49%

    $08.17  
 

HOME EQUITY LINE OF CREDIT (CONSUMER LOANS)*

 

Payment Term **

Annual Percentage Rate (APR)

 

Current APR****

 

     180 Months

Prime - .25%***

 

4.50%

 

   * Fixed Home Equity and Lines of Credit have a maximum of 80%  Loan to Value.

 **  Payment based on 1/167th principal monthly plus interest. 

*** "Prime" refers to current Wall Street Journal Floating Variable Prime Rate. 

**** Liberty Bell Bank Home Equity Line of Credit has an interest rate of Prime minus 0.25% with a floor of 4.50% and  a Maximum Rate of 16% APR. 

Our Home Equity applications can be downloaded by going to our Personal Lending page. 

.

 

AUTOMOBILE LOANS (CONSUMER LOANS)*

 

Type and Term New or Used ***

Annual Percentage Rate (APR)

 Monthly Payment
per $1,000 

APR with AutoPay**

 Monthly Payment
per $1,000 

   36 Months

 8.24%

 $31.44

   7.99%

 $31.32

   48 Months

 8.74%

 $24.76

   8.49%

 $24.64

   60 Months

 9.24%

 $20.87

   8.99%

 $20.75

   *     20% down is required for all Automobile loans.
**   Automatic Payment required from Liberty Bell Bank account
*** Vehicle age (based on model year) plus loan term cannot exceed eight years.      

 

ACCOUNT LOANS (CONSUMER LOANS)

 

Loans secured by Liberty Bell Bank accounts (up to 90% of balance) are available at 2.00% APR above the related deposit rate with a floor rate of 4.00% APR.

 

OVERDRAFT PROTECTION PLANS

 

Available for Liberty Bell Bank Personal Checking Accounts.  An overdraft application can be downloaded by going to our Personal Lending page. You can also call or stop by any banking office for an application.
Our Overdraft loan interest rate floats with the Wall Street Journal Prime plus 4.75% APR. The Bank does not charge any fee(s) and does not apply any transfer fee for use of our Overdraft program.

 

Deposit Rates
Effective March 25, 2014

Account Product Name Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield

Freedom Statement Savings

N/A

N/A

0.15%

0.15%

Interest Checking

N/A

$250

0.10%

0.10%

E-Statement Checking
Up to $5,000.99
$5,001.00 and up

N/A

 $250


0.50%
0.10%


0.50%
0.10%

Money Market
Personal or Business*
Up to $49,999.99 

$50,000 and over

N/A

 

$1,000


0.15%

0.25%



0.15%

0.25%


Business Advantage Checking:
Business Account– Operating

Personal Account
Up to $10,000.99
$10,001 & up

$10,000

N/A

N/A

N/A

N/A

N/A

0.75%
0.15%

0.75%
0.15%

Business operating account must maintian a $10,000 balance to avoid $50 monthly service charge.

Certificate of Deposit           Min Deposit             Interest Rate                APY*


Individual Retirement 

Accounts          Minimum     Interest     APY*

Certificate Rates Deposit Rate

06 Month CD

$500

  0.35%

0.35%

12 Month CD

$500

0.55%

0.55%

12 Month CD

$500

   0.55% 

0.55%

18 Month CD

$500

0.70%

0.70%

18 Month CD

$500

  0.70%

0.70%

24 Month CD

$500

0.91%

0.91%

24 Month CD

$500

  0.91%

0.91%

30 Month CD

$500

1.00%

1.01%

30 Month CD

$500

  1.00%

1.01%

36 Month CD

$500

1.09%

1.10%

36 Month CD

$500

   1.09%

1.10%

48 Month CD

$500

1.24%

1.25%

48 Month CD

$500

   1.24%

1.25%

60 Month CD

$500

1.39%

1.40%

60 Month CD

$500

   1.39%

1.40%

Jumbo      $100,000

Negotiable  



Certificate of Deposit – SPECIALS:
minimum opening deposit
$100,000
RESTRICTIONS:
*NEW MONEY ONLY
*Offer does NOT apply to government entities
*NOT valid for IRA CDs
18 Month CD $100,000 1.14% 1.15%
24 Month CD $100,000 1.24% 1.25%
30 Month CD $100,000 1.39% 1.40%

*Annual Percentage Yield – effective as of March 25, 2014 based on interest rates shown.

*Rates are subject to change without notice.

*Penalty for early withdrawal on Certificate of Deposits.


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Important disclosures regarding the guarantee program click here Temporary FDIC Insurance Coverage for Transaction Accounts