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funds availability

Funds Availability


Liberty Bell Bank will make available for withdrawal the next business day certain types of deposits as set forth in the regulation.  Subject to certain conditions, these include the first $200 of check deposits, cash deposits, wire transfers, and deposited checks drawn against the U.S.Treasury, the State in which the Bank is located, or our local government.  Funds from electronic direct deposits will be available on the day the Bank receives the deposit.  If the deposit affects an interest bearing account, interest will begin to accrue on the deposit not later than the day the Bank receives credit from its corresponding bank.  Special rules are applicable to new accounts, as noted herein.  An account will be considered new if it has been open less than thirty (30) days and the owner of the account does not have other accounts with the Bank which have been open more than (30) days.



The first $200 from a deposit of checks that do not trigger next day availability will be available on the first business day after the day of your deposit.  The remaining funds will be available on the 2nd business day after the day of your deposit.