Federal law requires us to disclose to our customers our policy with regard to your financial privacy. Your relationship with us is important, and we will keep confidential any information about you.
We may routinely collect and retain information about you for specific business purposes. That information may include (1) name, address, telephone number, social security number, and employment information; (2) answers to various questions on deposit and loan applications; and (3) deposit and loan balances, overdraft history and payment history with us. We also collect information from consumer reporting agencies regarding credit and checking account history.
We may share information about you with certain nonaffiliated companies that are our agents. We do this because these companies help us perform necessary business functions or services. This sharing is permitted by law and such agents are required to keep confidential any information about you that we give them.
We do not reveal specific information or any nonpublic personal information about customers or former customers to non-agent, non-affiliated companies for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required. We do not provide account or personal information to non-Liberty Bell Bank companies for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies.
We respect your financial privacy and will comply with all laws and regulations designed to secure that privacy.
All of our Internat froms and pages with customer or other sensitive information are protected by data-encrytion technology. Encryption is a procedure for turning plain text or other informaton into an unrecognizable pattern of data requiring a unique key to open or "decode" the formula. The unbroken key or closed lock on your acreen indictes that the connection is secure. Although we provide data encryption and other types of protection to maintian the security of our customers' information, there are certain security, corruption, transmission error and access-availability risks associated with using open networks such as the Internet. Should you decide at any time that you prefer not to use our online services, please visit any branch or call 856.830.1111.
HOW WE HANDLE E-MAIL
Our website does not require you to disclose any personal identifying information. If, however, you choose to contact us via e-mail, please keep in mind that your e-mail address, and any other information your e-mail header shows about you, such as your name or organizaztion, will be revealed to us in the e-mail. We pledge, however, that when you communicate with us via e-mail, we will use that information only to respond to the inquiry and provide accurate information to any questions. Your e-mail address will not be sold, nor will it be shared with others outside of Liberty Bell Bank unless we are compelled to do so by law. We want to be very clear; we will not obtain personally identifying information about you when you visit our site, unless you choose to provide such information to us.
THIRD PARTY WEB SITES